ZIP Code 61103

ZIP code 61103, in Rockford, sits in working-class to middle-income territory, with a median household income of $51,161 and per-capita income of $30,331. Homes here have a median value of $115,500, and the county-level effective property tax rate of 2.39% means owners pay a meaningful share of that value each year in taxes. Add an 8.75% combined sales tax rate, and everyday purchases carry a noticeable premium. Households in this ZIP balance below-average earnings against property and sales taxes that take a real bite, shaping a cost-of-living picture where paychecks stretch less than they might elsewhere in the region.