ZIP Code 61046

Households in the 61046 ZIP code, centered on Chadwick, bring in a median income of $79,398, while per-capita earnings reach $46,365. With median home values at $167,400 and the county's effective property tax rate of 1.99%, annual property taxes on such a home run near $3,331. Sales tax in the area totals 6.50%, applying to everyday purchases. That leaves a broad spread between earnings and housing costs, since the property tax bill takes a smaller share of income at this level. Day-to-day spending carries the 6.50% rate, so groceries, fuel, and other taxable goods add up gradually across the year.