ZIP Code 42602

In ZIP code 42602, which takes in Albany, households bring in a median of $44,375 a year, while per-capita income sits at $24,413. A median home value of $124,100 pairs with a 0.52% county property tax rate, so annual property taxes run well under what buyers in higher-rate areas pay. Sales tax adds 6.00% to purchases. With earnings at this level, housing costs stay the dominant line in most budgets, and the lower property levy frees some cash for other needs. Day-to-day spending still carries the sales tax on most goods, so everyday purchases chip away at what's left after the mortgage or rent.