ZIP Code 40982

In ZIP code 40982, near Gray, households earn a median of $16,442 a year, which works out to $7,514 per person. That income level shapes nearly every spending decision here. A median home valued at $117,000 carries a county property tax rate of 0.66%, so the annual tax bill stays tied closely to that valuation. Day-to-day purchases face a combined sales tax of 6.00%, which adds to the cost of groceries, supplies, and other goods. With earnings this limited, housing costs and sales taxes together claim a meaningful share of what comes in, leaving little slack in a monthly budget.