ZIP Code 40763

With a per-capita income of $37,709, ZIP code 40763 sits in working- to middle-class territory, well below what affluent suburbs typically show. Homes here carry a median value of $80,700, and the county-level property tax rate of 0.64% keeps annual bills low in dollar terms. Add a combined sales tax of 6.00%, and the overall tax picture stays restrained. Gray is the principal town serving this area, and its economy reflects steady, everyday wages rather than high-end earnings. Households here tend to balance modest incomes against low housing costs and a tax load that does not press heavily on daily finances.