ZIP Code 38965

In ZIP code 38965, near Derma, homes carry a median value of $153,100, and the county-level property tax rate of 0.66% works out to roughly $1,010 a year for a house at that price. With median household income at $58,258 and per-capita income at $29,162, that annual tax bill takes a slice of earnings that many households can absorb without strain. Sales tax in the area runs 7.00%, which adds a bit to everyday purchases. On balance, owning a home here pairs a below-average tax rate with values that stay within reach of local paychecks.