ZIP Code 38914

In ZIP 38914, which takes in Derma, households bring in a median of $46,250 a year, while per-capita income sits at $18,836 — a gap that hints at households with more than one earner or several people sharing costs. Homes here carry a median value of $62,700, so property taxes at the county's 0.66 percent rate would run only a few hundred dollars annually, a light load against that paycheck. Day-to-day purchases, though, face a 7.00 percent combined sales tax, which adds up on groceries, gas, and other essentials and trims what's left each month.