ZIP Code 38774

In the ZIP code covering Cleveland, 38774, households earn a median of $19,811, with per-capita income at $11,363 — figures that leave little slack in a monthly budget. A home valued at $90,400 would carry roughly $660 a year in county property taxes at the 0.73% effective rate, a recurring cost worth planning for. Everyday purchases face a 7.00% combined sales tax, which adds up quickly on a tight income. With earnings this constrained, housing and sales taxes together claim a meaningful share of what families bring in, so careful spending matters more here than in higher-income areas.