ZIP Code 38703

ZIP code 38703, centered on Cleveland, sits in working-class territory, with a median household income of $44,291 and per-capita income of $22,719. Homes here carry a median value of $85,700, and the county-level effective property tax rate of 0.86% translates into a comparatively small annual bill on that assessed value. A combined sales tax rate of 7.00% applies to purchases, adding a steady cost to everyday spending. Together these figures describe a community where earnings trail state and national medians, housing stays within reach of wage earners, and the tax structure leans on consumption rather than steep property levies.