ZIP Code 38585

In ZIP code 38585, near Spencer, homes are valued at a median of $152,700, while households earn a median of $48,015 and per-capita income reaches $25,445. The county's 0.43% effective property tax rate works out to roughly $657 a year on a median-valued home — a figure that stays low against local earnings. Sales taxes, however, combine to 9.75%, so everyday purchases carry a heavier share of the cost of living than property ownership does. That split shapes how far a paycheck stretches here: housing itself stays within reach, but spending elsewhere adds up.