ZIP Code 38551

With a median household income of $39,821 and per-capita income of $21,912, ZIP code 38551 sits in working-class territory. Homes near Celina carry a median value of $116,700, and the county-level property tax rate of 0.56% keeps annual bills low on such valuations. The combined sales tax rate of 9.75% is where the sharper cost shows up, applying to everyday purchases across this Tennessee community. Households here earn well below state and national medians, so the sales tax takes a larger bite of each paycheck, while property taxes stay comparatively gentle on owners of the area's lower-priced housing stock.