ZIP Code 38463

ZIP code 38463, centered on Five Points, sits in middle-income territory. Households here earn a median of $58,059, while per-capita income reaches $29,888 — enough to cover daily needs without approaching affluent levels. Homes are valued at a median of $152,800, and the county's 0.49% effective property tax rate keeps annual housing taxes on the lower end. A combined sales tax of 9.75%, however, adds a noticeable cost to everyday purchases. The overall picture is a working- to middle-income area where property taxes stay contained but consumption taxes take a larger bite out of each paycheck.