ZIP Code 38127

ZIP code 38127, in the Memphis area, sits firmly in working-class territory. Median household income of $36,901 and per-capita income of $18,421 fall well below national averages, while a median home value of $90,300 points to an owner-occupied housing stock priced for buyers with limited capital. Property taxes run at a 0.97% county rate, so a home at that median value generates roughly $876 a year in tax. Sales tax, though, is where this ZIP feels real pressure: at 9.75%, everyday purchases carry a heavier combined rate than many parts of Tennessee.