ZIP Code 38122

In ZIP code 38122, near Memphis, households bring in a median of $48,710 a year, while per-capita income sits at $23,285 — a spread that leaves many families working with tighter monthly margins. A median home value of $123,000 carries a county property tax rate of 0.97%, an annual bill that stays fairly contained against local earnings. Day-to-day costs tell a different story: the combined sales tax rate reaches 9.75%, so groceries, clothing, and other purchases chip away at paychecks steadily. Together, these figures sketch an area where housing costs stay within reach but everyday spending demands careful attention.