ZIP Code 38109

In ZIP 38109, on Memphis's south side, homes carry a median value of $80,400. At the county's 0.97% effective property tax rate, that works out to roughly $780 a year in property taxes. Households here earn a median of $37,496, while per-capita income sits at $21,923, so the tax bill claims a noticeable share of annual earnings. Sales taxes add 9.75% at the register, further tightening what's left after housing costs. Low home values keep entry into ownership within reach, yet the combination of below-average incomes and everyday consumption taxes shapes how far each dollar stretches.