ZIP Code 38039

Gallaway's 38039 ZIP code sits in working-class territory, with a median household income of $39,020 and per-capita income of $24,551. Homes here carry a median value of $111,900, and the county-level property tax rate of 0.63% keeps annual bills on the lower end. A combined sales tax rate of 9.25% applies to purchases, a figure that weighs more heavily on tighter budgets. Together, these numbers describe a community where earnings trail state and national medians, housing costs stay within reach, and the tax structure leans on consumption rather than property ownership.