ZIP Code 38036

In ZIP code 38036, near Gallaway, per-capita income stands at $20,391, while homes are valued at a median of $132,500. Property taxes here run at an effective rate of 0.34%, a county-level figure that keeps annual housing costs tied to a fairly low assessed amount. Sales taxes, by contrast, add up to 9.25% on purchases, a rate that takes a noticeable bite out of everyday spending. For a household in this area, the tax picture leans more heavily on consumption than on property ownership, meaning daily purchases carry more of the load than the home itself does.