ZIP Code 38028

Households in ZIP code 38028, near Gallaway, report a median income of $151,389, with per-capita income at $68,545. A median home value of $463,600 pairs with a county-level effective property tax rate of 0.34%, an unusually light annual hit on ownership costs. Sales taxes, by contrast, run 9.75% combined, so everyday purchases carry a heavier share of the load than property does. The balance favors those who own here: strong earnings and low housing taxation offset the steeper checkout rate, shaping a cost profile that leans on consumption rather than real estate.