ZIP Code 37402

In ZIP code 37402, which covers part of Chattanooga, median household income stands at $24,214, while per-capita income reaches $40,378 — a gap that hints at smaller households or a mix of earners and non-earners. With median home values at $268,800 and a county effective property tax rate of 0.61%, annual property taxes run roughly $1,640, a real cost against that household income. Add the 9.25% combined sales tax, and everyday purchases take a noticeable bite. Budgeting here means weighing housing costs and consumption taxes carefully, since paychecks stretch less than the per-capita figure alone might imply.