ZIP Code 37323

ZIP code 37323, tied to the Cleveland area, sits in middle-income territory: a median household income of $68,768 and per-capita income of $32,023 place it above many rural Tennessee communities but short of affluent suburbs. Homes here carry a median value of $242,000, and the county's 0.45% effective property tax rate keeps annual bills comparatively gentle on that value. Sales tax is where the load shows up instead, at a combined 9.75%, so everyday purchases carry a heavier share of the local tax obligation than property ownership does.