ZIP Code 36263

ZIP code 36263, centered on Graham, is a working-class area where median household income stands at $36,824 and per-capita income reaches $15,831. Those earnings trail state and national averages, reflecting a local economy built on everyday wages rather than high salaries. Tax pressures here lean on consumption more than property: the combined sales tax rate is 6.50%, while the county-level effective property tax rate is just 0.25%. That split means day-to-day purchases carry much of the revenue load, yet homeowners face unusually low annual property tax bills, an advantage in a place where incomes are limited.