ZIP Code 35401

In Tuscaloosa's 35401 ZIP code, homes carry a median value of $144,500, and the county's effective property tax rate of 0.32% works out to roughly $462 a year on such a home. That levy is light against a median household income of $29,152, though the gap between income and home price is the harder constraint — the house costs about five times what a household earns annually. A 10.00% combined sales tax also pulls at daily budgets, making it tougher to save toward a down payment even as property taxes stay low.