ZIP Code 35221

In ZIP 35221, near Birmingham, homes carry a median value of $73,500, and the county's 0.59% effective property tax rate works out to roughly $434 a year on a home at that price. With median household income at $33,472 and per-capita income at $27,066, that tax equals about 1.3% of a household's annual earnings — a real but contained slice of the budget. Sales taxes, though, run 10.00% combined, which hits day-to-day spending harder than the property tax does.