ZIP Code 35098

In ZIP code 35098, near Cullman, households bring in a median of $80,517 a year, while per-capita income sits at $30,865. That gap hints at larger households or more than one earner under many roofs. Home values center on $173,100, and the county's 0.26% effective property tax rate takes only a sliver of that back each year. Sales tax, though, runs 8.50% on purchases, so everyday spending adds up faster than the property tax bill does. A solid income paired with a low housing levy leaves room for saving or paying down debts.