ZIP Code 32738

Households in ZIP code 32738, near Daytona Beach, bring in a median of $80,224 a year, while per-capita income sits at $30,429. A median home value of $286,300 pairs with a county property tax rate of 0.77%, which works out to roughly $2,200 annually in property taxes. Add the 6.50% combined sales tax on everyday purchases, and a household here can still cover housing costs without straining its earnings, since the tax load stays proportionate to income. That balance gives families in this ZIP some flexibility for savings, transportation, and other recurring expenses beyond the mortgage.