ZIP Code 32641

In ZIP code 32641, near Gainesville, homes carry a median value of $144,000, and the county's 0.96% effective property tax rate translates to roughly $1,382 a year for a property at that price. Median household income sits at $35,223, with per-capita income of $20,107, so that tax bill equals about four percent of a typical household's annual earnings. Combined with a 7.50% sales tax on purchases, the overall cost of living weighs heavily against these income levels, making homeownership here a genuine stretch for many working households.