ZIP Code 32640

In ZIP code 32640, near Gainesville, households earn a median of $60,208, with per-capita income at $31,190. A median home value of $169,900 pairs with a county property tax rate of 0.96%, meaning annual property taxes land somewhere around $1,631 before any exemptions. Add the 7.50% combined sales tax on purchases, and the picture is one of steady, predictable costs rather than sharp ones. Housing eats a meaningful share of income, but the property rate stays under one percent, and the sales tax applies only when money is spent. Together these figures sketch a place where owning a home and covering daily expenses remain within reach for many working households.