ZIP Code 32535

With a median household income of $38,618 and per-capita income of $17,280, ZIP code 32535 sits in working-class territory, well below what more prosperous parts of the Pensacola area command. Homes here carry a median value of $138,200, and the county-level property tax rate of 0.58% keeps annual bills low in dollar terms. Shoppers pay a combined 7.50% sales tax on purchases. Incomes are constrained, but so is the tax drag on housing, which helps stretch earnings that would otherwise be eaten up by ownership costs elsewhere.