ZIP Code 32438

In ZIP code 32438, near Panama City, households bring in a median of $50,000 a year, while per-capita income sits at $23,732. With a median home value of $153,700 and a county property tax rate of 0.58%, annual property taxes run roughly $891. That leaves sales tax as the main ongoing cost: at 7.00% combined, everyday purchases carry a noticeable premium. For a household here, housing costs stay contained, but day-to-day spending eats into earnings steadily. The gap between median household and per-capita income also hints at varied household sizes and earners across the area.