ZIP Code 32413

In ZIP code 32413, near Panama City, homes carry a median value of $441,300, and the county-level effective property tax rate of 0.58% yields an annual bill of roughly $2,560 for a home at that price. Households here earn a median of $80,039, so that tax equals about 3.2% of typical household income. Per-capita income reaches $56,820. A 7.00% combined sales tax applies to purchases. The gap between elevated home values and moderate earnings shapes what buyers can carry, even though the tax rate itself stays below many parts of Florida.