ZIP Code 31705

In ZIP code 31705, near Albany, homes carry a median value of $102,900, and the county's 1.32% effective property tax rate works out to roughly $1,358 a year on such a home. Households here earn a median of $42,972, while per-capita income sits at $19,696, so that tax bill claims a noticeable share of earnings. Add an 8.00% combined sales tax on purchases, and daily costs climb further. Ownership stays within reach at these prices, though the gap between income and housing costs shapes how comfortably buyers can carry a mortgage alongside everything else.