ZIP Code 31501

In ZIP code 31501, which covers Waycross, homes carry a median value of $113,600 while the county's effective property tax rate sits at 0.96%, yielding an annual tax bill of roughly $1,090. That figure lands hard against a median household income of $37,314 and per-capita income of $21,580, since property taxes alone absorb close to 3% of household earnings before any mortgage payment. Combined with an 8.00% sales tax, the overall cost of living chips away at paychecks that already trail national averages, making homeownership in this south Georgia community a genuine stretch for many working families.