ZIP Code 28657

In ZIP code 28657, near Banner Elk, homes carry a median value of $240,300 while households earn a median of $59,702, and per-capita income reaches $36,318. The county's effective property tax rate of 0.38% works out to roughly $913 a year on a home at that median value — a sum that stays within reach given local earnings. Sales taxes add 6.75% at the register. Housing costs here lean heavily on purchase price rather than ongoing taxation, so buyers weighing a move should focus on what they can finance up front.