ZIP Code 28622

Households in the 28622 ZIP code, centered on Banner Elk, bring in a median income of $44,028, while per-capita income sits at $29,507. Homes here carry a median value of $169,900, and the county-level property tax rate of 0.38% keeps annual taxes on such a home near $646. Sales tax adds 6.75% to most purchases, a cost that shapes everyday spending. With earnings at this level, housing remains the largest line item, but the low property levy eases ownership costs somewhat, freeing income for food, transportation, and other essentials that carry the combined sales tax.