ZIP Code 28604

In ZIP code 28604, near Banner Elk, households earn a median of $76,319, with per-capita income at $46,313. Homes here carry a median value of $383,800, and the county-level property tax rate sits at 0.39%, which keeps annual tax bills comparatively contained given that price point. Add the combined sales tax of 6.75%, and you get a picture of a place where housing costs dominate the financial equation far more than taxes do. Incoming buyers should weigh the home prices against local wages, since the gap between median value and median earnings shapes day-to-day life here.