ZIP Code 28223

With a per-capita income of just $7,907, ZIP code 28223 sits among the lowest-earning areas around Charlotte, a figure that points to a heavily working-class or student population rather than an affluent one. Property taxes in this county run at an effective rate of 0.71%, which keeps annual bills fairly contained on lower-value homes. Sales tax, though, adds up quickly at 7.25% on everyday purchases, a heavier share of the budget when earnings are thin. Together these rates mean buying power here is squeezed from both sides: modest wages paired with a sales tax that takes a noticeable bite.