ZIP Code 22405

In ZIP code 22405, near Fredericksburg, homes carry a median value of $433,000 while the county-level effective property tax rate sits at 0.70%. That combination yields an annual property tax bill of roughly $3,031. Households here earn a median of $128,259, and per-capita income reaches $55,317, so the tax equals about 2.4% of median household earnings. Combined with a 5.30% sales tax, housing costs and taxes together shape what buyers can carry. Higher earnings help offset the price of entry, though the gap between income and home value still defines who can purchase here.