ZIP Code 22401

Homes in the 22401 ZIP code, centered on Fredericksburg, carry a median value of $483,700, while households earn a median of $86,230 and per-capita income sits at $47,700. Spotsylvania County's 0.60% effective property tax rate means a home at that median value generates roughly $2,900 in annual taxes. Because the rate stays low, the gap between what a house costs and what a paycheck covers is narrower than in many Virginia localities. Sales tax runs 5.30% on purchases. Buyers here should weigh a sizable price tag against taxes that take a smaller bite.