ZIP Code 21778

In ZIP code 21778, near Frederick, households earn a median of $76,458, with per-capita income at $54,798. A median home value of $382,100 carries a county property tax rate of 0.99%, which works out to roughly $3,780 annually for a home at that price. Combined with a 6.00% sales tax, housing and everyday purchases claim a meaningful share of earnings, so buyers here should weigh mortgage costs against take-home pay carefully. Still, incomes at this level can support ownership, especially if shoppers keep an eye on the sales tax's effect on larger purchases.