Frederick, MD — income, home value, property tax, and sales tax.
In ZIP code 21705, near Frederick, per-capita income stands at just $4,400, so even a home priced at $200,000 would carry roughly $1,980 in yearly county property taxes at the 0.99% effective rate — an amount exceeding what many residents here earn in several months. Sales tax adds 6.00% to everyday purchases, further tightening budgets. The gap between local earnings and housing costs shapes who can buy and stay in this area, since property taxes are calculated from home value rather than income, placing a heavier proportional load on those with lower wages.