ZIP Code 14901

In Elmira's 14901 ZIP code, homes carry a median value of $93,800, and the county's 2.45% effective property tax rate translates to roughly $2,300 a year on a house at that price. With median household income at $40,989, that tax bill equals about 5.6% of annual earnings before mortgage payments even enter the picture. Per-capita income sits at $21,391. Add an 8.00% combined sales tax on everyday purchases, and the squeeze tightens further. Low home prices here don't necessarily mean light ownership costs once the tax rate and local wages are weighed together.