ZIP Code 14845

In ZIP 14845, near Elmira, homes carry a median value of $186,500, and the county-level property tax rate of 2.45% works out to roughly $4,569 a year for a home at that price. With median household income at $76,832, that tax bill equals about 5.9% of annual earnings before any exemptions or assessments are applied. Per-capita income sits at $46,402. Add the 8.00% combined sales tax on everyday purchases, and the overall cost of living leans on wages steadily. Buyers weighing a move here should factor the tax rate into monthly payments alongside the mortgage itself.