ZIP Code 14787

ZIP code 14787, centered on Dunkirk, sits in working-class to middle-income territory. A median household income of $53,587 and per-capita income of $34,937 trail state and national averages, while a median home value of $118,400 keeps entry into homeownership within reach. That lower valuation comes paired with a county-level effective property tax rate of 2.27%, so the annual bill stays contained even though the rate itself runs high. Add an 8.00% combined sales tax on purchases, and the overall tax load leans on consumption and property rather than on high earnings.