ZIP Code 14605

In ZIP code 14605, part of Rochester, homes are valued at a median of $82,700, and the county's 2.63% effective property tax rate works out to roughly $2,175 a year on such a home. That bill lands hard against a median household income of $21,201 and per-capita income of $16,679, since property taxes alone would absorb about a tenth of household earnings before any mortgage payment. Add an 8.00% combined sales tax on everyday purchases, and the squeeze tightens further. Owning here costs little by home-price standards, yet the tax load still weighs heavily on what people earn.