ZIP Code 14445

In ZIP 14445, near Rochester, homes carry a median value of $155,300 while households earn a median of $73,625, and per-capita income sits at $38,867. The county-level effective property tax rate of 2.63% works out to roughly $4,084 annually on a median-valued home, a meaningful slice of yearly earnings. Combined with an 8.00% sales tax, ownership costs add up quickly. Still, the gap between median income and home price is wide enough that buying here may demand less income-stretching than in pricier markets, even as the tax rate itself stays a steady claim on what people bring home.