ZIP Code 14303

ZIP code 14303, in Niagara Falls, sits squarely in working-class territory. A median household income of $45,646 and per-capita income of $25,668 trail statewide averages, while homes here carry a median value of just $79,400. That low valuation doesn't translate into a light tax bill: the county-level effective property tax rate reaches 2.19%, a hefty share of a modest home's worth. Shoppers also face an 8.00% combined sales tax. Together, these figures describe a community where incomes are constrained, property values are suppressed, and the tax load weighs heavily against what households earn.