Niagara Falls, NY — income, home value, property tax, and sales tax.
In ZIP code 14109, near Niagara Falls, per-capita income stands at just $5,593, so earnings are thin relative to what housing costs. The county-level effective property tax rate of 2.19% means a home's assessed value translates into a yearly bill that can weigh heavily against such limited earnings, since even a lower-priced house still carries that percentage. Add an 8.00% combined sales tax on everyday purchases, and household budgets face pressure from several directions at once. Whether buying or staying put, the relationship between what people here earn and what they owe on property shapes how far each dollar stretches.