ZIP Code 13865

In ZIP code 13865, near Binghamton, homes carry a median value of $177,900 while households earn a median of $73,623, or $37,308 per person. At the county's 2.52% effective property tax rate, a home at that median value would generate roughly $4,483 in annual taxes — a meaningful slice of income, though the $73,623 median leaves room to absorb it. Combined with an 8.00% sales tax, ownership here asks buyers to weigh a mid-range price point against a rate that runs above many parts of the country.