ZIP Code 13863

With a median household income of $73,333 and per-capita income of $45,871, ZIP code 13863 sits in middle-income territory near Binghamton. Home values average $111,800, a price point that keeps ownership within reach on those earnings. The county's 2.56% effective property tax rate means a home at that median value generates roughly $2,860 in annual taxes, a real cost against the median income. Add an 8.00% combined sales tax on purchases, and households here carry a steady tax load across both property and everyday spending.