ZIP Code 13811

ZIP code 13811, near Binghamton, sits in middle-income territory, with a median household income of $78,418 and per-capita income of $37,219. Home values run lower than the income level might imply: the median property is worth $131,500, and the county's 2.33% effective property tax rate means owners pay a noticeable share of that value each year. Add an 8.00% combined sales tax on purchases, and the overall tax load leans on working- and middle-class households. This is a place where earnings are steady but not high, and taxes take a real bite out of the budget.